Differentiating Commercial Credit.

Commercial credit works on an entirely different set of parameters than consumer credit. Navigating the labyrinth of payables versus receivables and assets versus debts from industry to industry requires a well-marked map, a compass, and a lot of business-to-business ingenuity.

Over-sizing or under-sizing your customers’ credit lines, contacting their payables department without a purchase order (PO) number of reference, or attempting account management communications during off-business hours could lead your company into costly road blocks.

Navigating the Maze and Managing Commercial Credit Risk. 

Multi Service specializes in commercial credit navigation. With more than thirty years of experience working with companies from one employee to thousands, we know how to recognize the details that make commercial customers different from the average consumer.
 
Our commercial underwriting group assesses each application received for your private label program and determines the appropriate credit risk. Multi Service can assume receivables ownership according to your preferences. We then provide all collections services in your name and conduct regular risk management assessments based upon our credit usage reports and industry research.

Credit-Related Solutions.

Commercial Underwriting – Complete application reviews and underwriting services specialized in evaluating the credit risks and needs of commercial businesses. Learn more.
 
Receivables Ownership – Program credit risk owned fully by Multi Service, shared with the client or owned by the client. Learn more.
 
Risk Management – Regularly scheduled account reviews monitor customer credit usage and risk. Learn more.
 
Collections Services  - Dedicated account representatives work directly with your customers in your name. Learn more.